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7:47 م
  مدونة فارس نت
  
In law and economics, insurance is a form of risk management primarily used to hedge against the risk of a contingent, uncertain  loss. Insurance is defined as the equitable transfer of the risk of a  loss, from one entity to another, in exchange for payment. An insurer is  a company selling the insurance; an insured, or policyholder, is the  person or entity buying the insurance policy. The insurance rate is a  factor used to determine the amount to be charged for a certain amount  of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.  The transaction involves the insured assuming a guaranteed and known  relatively small loss in the form of payment to the insurer in exchange  for the insurer's promise to compensate (indemnify) the insured in the case of a financial (personal) loss. The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated 
Principles
Insurance involves pooling funds from many  insured entities (known as exposures) to pay for the losses that some  may incur. The insured entities are therefore protected from risk for a  fee, with the fee being dependent upon the frequency and severity of the  event occurring. In order to be insurable, the risk insured against  must meet certain characteristics in order to be an insurable risk. Insurance is a commercial enterprise and a major part of the financial services industry, but individual entities can also self-insure through saving money for possible future losses.[1]  
 
 
1:01 م
  مدونة فارس نت
  
The Hardware Information Navigational Tool, or HINT, is an information web service developed by the former AG Communications Systems (now Alcatel-Lucent) which displays hardware and software characteristics of a central office  switching system. It displays the hardware equipment as it is  positioned in the central office and shows how this equipment is being  used. The program displays an interactive map, allowing the user to  select the applicable states/provinces or country, then select the  switching system, and then finally the module, circuit pack, and  circuit. The statistical reports allow customers to maintain a watch on  their resources. It is also useful for engineering and the daunting task  of assigning all of the various telephony services.  
All telephone exchanges  are customized to local conditions. Because of this, there exists a  dynamic difference between one central office to another due to  capacity, provided features, and hardware vintages. HINT started out as  an internal resource used by GTD-5 EAX  Engineering Services, Remote Technical Assistance, and Sales Support.  It was created with the intent to accurately view a customer’s unique  hardware configuration without physically being present at the site.  Deciphering the switch’s own Office Dependent Data (ODD), it provided  switching system hardware images that were accurate and up-to-date.  Through internal feedback and subsequent modifications, it evolved into a  tool that was viable enough to be offered as a product and sought after  by customers.  
Due to the similarities between the GTD-5 EAX and the 5ESS  product lines, numerous requests were made by HINT users to develop and  expand the scope of HINT so that it includes the 5ESS switching system.  After hearing the same request for several years and realizing the  revenue potential of adding the 5ESS, AG expanded HINT to include the 5ESS switch type, providing the same features, look, and feel that has made the GTD-5 EAX version so popular.  
Presently[when?], over 90% of GTD-5 EAX switching systems are supported and maintained by the customer using HINT. These users  have been using the tool for several years and purchase the service as a  yearly subscription subject to annual scrutiny and review. Because of  this, the vendor is continuously upgrading and adding new features to  excite interest and retain its customer base.  
 
 
12:52 م
  مدونة فارس نت
  
Area 51 is a nickname for a military base located in  the southern portion of Nevada in the  western United States (north-northwest of Las Vegas). Situated at its center, on the  southern shore of Groom Lake,  is a large military airfield and one of the most secretive places in the world.  The base's primary purpose is to support development and testing of experimental  aircraft and weapons systems.